Powdr Total Finance

An outsourced finance function. Not another contractor.

A CFO, a finance director and an analyst, running your numbers in our own software — for less than one finance director costs on their own.

Got a finance team already? Just buy the software — £50 a month.

Live in 24 hrs

What you are actually hiring

A CFOThe funding conversation — and the person sitting beside you in front of the bank
A finance directorThe month: management accounts, board pack, covenant tracking
An analystThe model kept current, and the scenario you asked for at four o’clock
+ the software underneath The same platform banks, investors and accountants pay for
Chris Howard
Chris HowardDirector of Total Finance
What you get

A finance function, not a person.

A fractional finance director gives you one person’s time. A finance function gives you the three roles a growing business actually needs, plus the software underneath them — and because the platform does the routine work, you are not paying senior rates for reconciliation.

A CFO

The commercial conversation. Funding strategy, pricing, what the numbers mean for the decision in front of you — and the person who sits beside you in front of a bank or an investor.

A finance director

The month. Management accounts, board packs, covenant tracking, the reporting your lender asks for before they ask for it.

An analyst

The work underneath. Reconciliation, the model kept current, the scenario you asked for at four o’clock built before you leave.

Cash flow forecasting

A live thirteen-week view and a long-range plan, driven by your actuals rather than a spreadsheet somebody updates when they remember.

Management accounts

Monthly, with written commentary that explains the variance rather than just showing it.

The software included

The same platform banks, investors and accountants pay for. You are not buying people who work in a spreadsheet.

The bench

Over 20 fractional CFOs, not whoever is free.

Hire one fractional finance director and you get their sector, their habits and their availability. If it turns out they have never worked in your industry, that is your problem to solve.

We run a collective of more than twenty. You get one who already knows your sector, with specialists across the group behind them — and if the fit is wrong, we change it rather than you starting a recruitment process.

Eight years working with PE-backed businesses. Over £120m raised for our clients. ISO 27001 certified.

One hire, or the whole bench

Instead of
One fractional FDOne sector, one diary
A bookkeeperHistory, not forecasts
A full-time hireSalary, NI, pension and recruitment fees
You get
A CFO, an FD and an analystChosen from the bench, so you get your sector
Live in 24 hoursNo recruitment, no implementation project
30 days’ noticeFlex up or down, either way
How it starts

Live within 24 hours.

No data room, no three-week discovery, no implementation project.

01
Connect your accounting systemXero, Sage, QuickBooks, NetSuite, Dynamics 365 or FreeAgent — read-only. Takes minutes.
02
The model builds itselfFrom your own actuals, not a template. You see your numbers, not an example.
03
We tell you what we foundThe free 30-minute review: your forecast, your funding position, and what we would fix first.
04
Then the monthly rhythmAccounts, commentary, board pack, and someone to call when the question is urgent.
What changes

Clients don’t ask for reports. They ask for decisions.

Eight years of it, mostly for businesses that had no finance team when they came to us.

£120m+
Raised for our clients — angel rounds, bank facilities and PE transactions
150+
Businesses supported across manufacturing, retail, leisure and professional services
8 years
Working alongside PE-backed management teams and their boards
30 days
Notice, both ways. Flex up or down — there is no annual lock-in
Who we did it for

Three businesses whose numbers would not answer the question.

Not case studies written to flatter us — the position they were in, and what changed.

Professional services · c.£11m revenue

£400k of hidden debtors, recovered.

Referred by a Big 4 firm after a sudden CFO exit. A three-statement model, a clear plan, and a successful restructuring with the finance team rebuilt around it.

Professional services law firm
Leisure · c.£5m revenue

Debt raised, finance function retained.

A lender-ready model built from scratch and the facility secured — then Powdr retained as the outsourced finance team, so the founders could go back to running the business.

Owner-managed visitor attraction
Agriculture · c.£100m revenue

+£1.5m average cash — and out of the bank’s support unit.

Weekly cash reporting and a restructured finance team, with new facilities agreed and a permanent finance lead hired to take it on.

Market-leading agricultural business

All client stories

What it costs

Less than one finance director.

A transparent day rate, no recruitment fee, no employer’s NI, no pension, no holiday cover to arrange. Flex the support level up or down as the business moves, on 30 days’ notice.

See how pricing works

Not sure whether this is for you? We wrote an honest answer on cost and fit, including who Powdr Total Finance is not right for.

Start here

A free 30-minute review of your financials.

Speak to one of our team. We’ll look at your numbers with you — your forecast, your funding position and what we’d fix first. No charge and no obligation.

help@powdr.co.uk
Response within one working day

Book your free review

Three fields. We’ll come back to you within one working day.

We’ll only use your details to arrange your review.

Still weighing it up?

Have the conversation before you commit to anything. No pitch — an honest look at whether a finance function is what you actually need.