Powdr Total Finance

Someone senior to tell you what the numbers mean. A team to deliver it.

A board advisor on the decisions that matter, plus the team that does the monthly work - for less than one finance director costs on their own.

Just want the software? Buy it on its own - £50 a month.

Live in 24 hrs

What you are actually hiring

A board advisorCash flow pressure, funding, investment, restructuring and strategy - and the person sitting beside you in front of the bank
The month, handledManagement accounts, board pack, covenant tracking - run by our team, not added to yours
An analystThe model kept current, and the scenario you asked for at four o’clock
+ the software underneath The same platform banks, investors and accountants pay for
Chris Howard
Chris HowardDirector of Total Finance
What you get

A finance function, not a person.

A fractional finance director gives you one person’s time. A finance function gives you a board advisor on the decisions that matter, plus the software and the team to do everything underneath - and because the platform does the routine work, you are not paying senior rates for reconciliation.

A board advisor

Cash flow pressure, funding, investment, restructuring and strategy. Someone senior enough to tell you what the numbers mean for the decision in front of you - and to sit beside you in front of a bank or an investor.

The month, handled

Management accounts, board packs, covenant tracking, the reporting your lender asks for before they ask for it. Run by our team, not added to anyone’s desk.

The analytical engine

The work underneath. Reconciliation, the model kept current, the scenario you asked for at four o’clock built before you leave.

Cash flow forecasting

A live thirteen-week view and a long-range plan, driven by your actuals rather than a spreadsheet somebody updates when they remember.

Management accounts

Monthly, with written commentary that explains the variance rather than just showing it.

The software included

The same platform banks, investors and accountants pay for. You are not buying people who work in a spreadsheet.

The bench

Over 20 fractional CFOs, not whoever is free.

Hire one fractional finance director and you get their sector, their habits and their availability. If it turns out they have never worked in your industry, that is your problem to solve.

We run a collective of more than twenty. You get one who already knows your sector, with specialists across the group behind them - and if the fit is wrong, we change it rather than you starting a recruitment process.

Accountants, finance directors, CFOs, banking relationship managers and lenders - experience from both sides of the table.

8+ years working with PE-backed and owner-managed businesses. Over £120m raised for our clients. ISO 27001 certified.

One hire, or the whole bench

Instead of
One fractional FDOne sector, one diary
A bookkeeperHistory, not forecasts
A full-time hireSalary, NI, pension and recruitment fees
You get
A CFO, an FD and an analystChosen from the bench, so you get your sector
Live in 24 hoursNo recruitment, no implementation project
30 days’ noticeFlex up or down, either way
How it starts

Live within 24 hours.

No data room, no three-week discovery, no implementation project.

01
Connect your accounting systemXero, Sage, QuickBooks, NetSuite, Dynamics 365 or FreeAgent - read-only. Takes minutes.
02
The model builds itselfFrom your own actuals, not a template. You see your numbers, not an example.
03
We tell you what we foundThe free 30-minute review: your forecast, your funding position, and what we would fix first.
04
Then the monthly rhythmAccounts, commentary, board pack, and someone to call when the question is urgent.
What changes

Clients don’t ask for reports. They ask for decisions.

8+ years of it, mostly for businesses that had no finance team when they came to us.

£120m+
Raised for our clients - angel rounds, bank facilities and PE transactions
150+
Businesses supported across manufacturing, retail, leisure and professional services
8+ years
Working alongside the boards of PE-backed and owner-managed businesses
30 days
Notice, both ways. Flex up or down - there is no annual lock-in
Who we did it for

Three businesses whose numbers would not answer the question.

Not case studies written to flatter us - the position they were in, and what changed.

Professional services · c.£11m revenue

£400k of hidden debtors, recovered.

Referred by a Big 4 firm after a sudden CFO exit. A three-statement model, a clear plan, and a successful restructuring with the finance team rebuilt around it.

Professional services law firm
Leisure · c.£5m revenue

Debt raised, finance function retained.

A lender-ready model built from scratch and the facility secured - then Powdr retained as the outsourced finance team, so the founders could go back to running the business.

Owner-managed visitor attraction
Agriculture · c.£100m revenue

+£1.5m average cash - and out of the bank’s support unit.

Weekly cash reporting and a restructured finance team, with new facilities agreed and a permanent finance lead hired to take it on.

Market-leading agricultural business

All client stories

Free guide

Why manufacturing companies lose visibility on profit and cash.

A practical guide to the places margin and working capital quietly disappear - miscoded costs, inventory cycles, long lead times - and what to fix first.

  • Where profit leaks without showing up in the P&L
  • Why working capital swallows growth
  • The reporting that gives you back control

Written for manufacturers, but the mechanics apply to any business carrying stock or long lead times. More in Insights.

Cover of the Powdr guide: why manufacturing companies lose visibility on profit and cash

We’ll email you the guide and occasional finance insights. Unsubscribe any time.

What it costs

Less than one finance director.

A day rate scoped to the support you need, no recruitment fee, no employer’s NI, no pension, no holiday cover to arrange. Flex the support level up or down as the business moves, on 30 days’ notice.

See how pricing works

Not sure whether this is for you? We wrote an honest answer on cost and fit, including who Powdr Total Finance is not right for.

Start here

A free 30-minute review of your financials.

Speak to one of our team. We’ll look at your numbers with you - your forecast, your funding position and what we’d fix first. No charge and no obligation.

help@powdr.co.uk
Response within one working day

Book your free review

Three fields. We’ll come back to you within one working day.

We’ll only use your details to arrange your review.

Still weighing it up?

Have the conversation before you commit to anything. No pitch - an honest look at whether a finance function is what you actually need.